Hopefully you do not have more than one emergency! The fund is here to help you in your time of need and is restricted to a one-time payout, regardless of the amount, up to $3,000.
If your emergency veterinary bill is less than $3,000, and you choose to use the Emergency Fund for that particular bill, any remaining amount will be forfeit. You cannot split the Emergency Fund amongst multiple pets or between emergencies.
Your Emergency Fund will replenish on an annual basis, which is based upon the date you initially signed up.