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Does Emergency Protection cover pre-existing conditions?
Does Emergency Protection cover pre-existing conditions?

Find out more about how your Emergency Protection works.

Pawp Team avatar
Written by Pawp Team
Updated over a month ago

Pawp's Emergency Protection reimburses you up to $3,000/year in the event of an unexpected, life-threatening medical situation. This protection covers any qualified emergency, even if it relates to a pre-existing condition.

So what qualifies an emergency? The above definition of emergency mentions both "unexpected" and "life-threatening." In order to qualify for reimbursement, your issue must meet both of these criteria, meaning we can't provide coverage for things that are planned and expected (like scheduled surgeries) nor things that aren't life-threatening (like deworming).

  • For example, if your pet has cancer and has a scheduled amputation appointment, that would not be covered by your Emergency Protection. However, if your pet has cancer and experiences a sudden collapse and needs immediate care, that would be covered by your Emergency Protection.

Every medical case is unique and each Emergency Protection claim will be reviewed with all its relevant information and context by our claims administrator.

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